Would you pay for your own paycheck? Wage access apps think so
The growing popularity of wage access apps is the newest symptom of America’s shortcomings. It…
Vocal Deepfakes Pose an Emerging Risk to Your Bank Balance
In the recent spring season, Clive Kabatznik, a Florida-based investor, engaged in a telephonic consultation…
Americans Find Satisfaction in All Aspects of Life, Except their Paychecks
This week marked the 80th birthday of Mick Jagger. A lot has changed since this…
The Transformation of Automobile Purchase: 5 Significant Shifts
The automotive industry underwent a substantial shift during the global pandemic, presenting a myriad of…
Attention shoppers: Price hikes are ahead, but consumer companies hope you won’t notice
Inflation is coming. Look no further than Coca-Cola and Procter & Gamble sharing plans this week to raise prices to offset…
Americans are feeling more optimistic about paying off their debts
According to CreditCards.com’s seventh annual debt-free poll, only 7% of debtors expect to die in…
Bank Branch Closings Weigh on Rural Communities, Fed Finds
New research from the Federal Reserve found a majority of U.S. counties lost bank branches…
One Simple Way to Reduce Your Risk of Late Payments on Personal Loans
According to a study of more than 400,000 Sallie Mae clients, including borrowers’ credit scores…
Oregon Requires Consumers to Repay Title, Payday Loans Before Lender Makes New Loan
Oregon’s governor has signed a bill that bans title loan and payday companies from making…
Older Americans Had a 40-Point Drop in Their Credit Score in the 10 Years Since the Great Recession
A decade after the housing market collapsed, some borrowers’ credit scores still have not recovered….
Consumers Still Wary of Risk, 10 Years After Recession
About 70 percent of Americans feel financially secure today, up from 47 percent 10 years…
Most Consumers Overestimate What It Takes to Get a Mortgage
A recent Fannie Mae survey finds most consumers believe that obtaining a mortgage requires a…
Oregon Enacts New Vendor Data Breach Notification Requirements
Oregon Gov. Kate Brown has signed a bill that requires vendors, service providers, and other…
Commentary: Revisiting Small Loans Rules Crucial to Maintaining Access to Credit for Vulnerable Consumers
In considering reforms to the small-dollar loan industry, lawmakers must tread carefully to avoid limiting…
Small Mortgages Are Getting Harder to Come By
Attom Data Solutions reports that small mortgages are becoming scarcer for low- and middle-income homebuyers….
CFPB Accuses Two of the Nation’s Largest Credit Repair Companies of Tricking and Cheating Customers
The Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against CreditRepair.com and Lexington Law…
Boomerang Buyers: More People Who Lost Homes During Housing Crisis Are Buying Again
More people who lost homes to foreclosure or short sale during the housing crisis may…
Millennials and Gen Z Have Lowest Credit Scores of Any Generation
Millennials have some of the worst credit ratings, a new Experian report finds. FICO scores…